https://mhatre.co.ukReinsurance claims, coverage and case law for the London market: leading cases, casualty trends and a plain-English glossary.en-gbhttps://mhatre.co.uk/posts/emerging-us-casualty-risks-funding-ai-social-inflation/https://mhatre.co.uk/posts/emerging-us-casualty-risks-funding-ai-social-inflation/Litigation funding, AI, social media addiction claims, hotel trafficking verdicts and construction fraud: five US casualty trends pushing up claim severity, and what they mean for reinsurers.Fri, 06 Nov 2026 09:00:00 +0000https://mhatre.co.uk/posts/australia-shifting-casualty-landscape/https://mhatre.co.uk/posts/australia-shifting-casualty-landscape/PFAS, concussion and a revival in shareholder class actions: why Australian casualty severity, defence costs and aggregation uncertainty are rising.Fri, 06 Nov 2026 09:00:00 +0000https://mhatre.co.uk/posts/operational-technology-cyber-losses-turn-physical/https://mhatre.co.uk/posts/operational-technology-cyber-losses-turn-physical/Cyber incidents in industrial control systems can cause physical damage, safety issues and long business interruption, with losses falling across property, energy, marine and cyber lines.Fri, 06 Nov 2026 09:00:00 +0000https://mhatre.co.uk/posts/ai-liability-new-technology-familiar-claims/https://mhatre.co.uk/posts/ai-liability-new-technology-familiar-claims/Most AI losses will arise under existing casualty, PI, cyber and D&O policies. Agentic systems, uncertain wordings and aggregation are where the real change lies.Fri, 06 Nov 2026 09:00:00 +0000https://mhatre.co.uk/posts/international-trends-in-the-do-space/https://mhatre.co.uk/posts/international-trends-in-the-do-space/How AI, cybercrime, ESG and activist litigation are widening directors' and officers' exposures across key jurisdictions.Sun, 22 Jun 2025 09:00:00 +0000https://mhatre.co.uk/posts/the-liability-claims-landscape-and-trends-sports-injuries-and-concussions-claims/https://mhatre.co.uk/posts/the-liability-claims-landscape-and-trends-sports-injuries-and-concussions-claims/Concussion and sports injury claims: why liability is hard to prove, how leagues are changing the rules, and the exposure for liability insurers.Wed, 18 Jun 2025 09:00:00 +0000https://mhatre.co.uk/posts/the-liability-claims-landscape-and-trends-pollution-and-pfas-claims-overview/https://mhatre.co.uk/posts/the-liability-claims-landscape-and-trends-pollution-and-pfas-claims-overview/PFAS litigation is moving from manufacturers to downstream businesses, while social inflation pushes settlement values higher.Sun, 15 Jun 2025 09:00:00 +0000https://mhatre.co.uk/posts/understanding-key-insurance-case-laws-that-shaped-the-industry/https://mhatre.co.uk/posts/understanding-key-insurance-case-laws-that-shaped-the-industry/Seven leading English and Commonwealth authorities behind utmost good faith, insurable interest, contribution, subrogation, indemnity and proximate cause, with what each one means for claims handling today.Tue, 31 Dec 2024 09:00:00 +0000https://mhatre.co.uk/posts/navigating-the-landscape-of-social-inflation-insights-from-international-casualty-reinsurance/https://mhatre.co.uk/posts/navigating-the-landscape-of-social-inflation-insights-from-international-casualty-reinsurance/Why record US nuclear verdicts and social inflation are driving up casualty claims costs, and what that means for reinsurers.Mon, 30 Sep 2024 09:00:00 +0000https://mhatre.co.uk/posts/the-unseen-surge-why-auto-insurance-costs-in-the-us-are-outpacing-everything-else/https://mhatre.co.uk/posts/the-unseen-surge-why-auto-insurance-costs-in-the-us-are-outpacing-everything-else/US motor premiums are rising faster than inflation, driven by vehicle and repair costs, theft and uninsured drivers.Sun, 16 Jun 2024 09:00:00 +0000https://mhatre.co.uk/posts/anticipating-future-challenges-for-insurance-companies/https://mhatre.co.uk/posts/anticipating-future-challenges-for-insurance-companies/Technology, cyber, climate, regulation and ESG: the main pressures facing insurers and how the industry is responding.Mon, 11 Mar 2024 09:00:00 +0000https://mhatre.co.uk/posts/herculito-martime-ltd-ors-v-gunvor-intenational-bv-ors/https://mhatre.co.uk/posts/herculito-martime-ltd-ors-v-gunvor-intenational-bv-ors/The UK Supreme Court held that a charterer-funded war risks insurance regime did not stop the shipowner recovering general average, including ransom, from cargo interests.Mon, 12 Feb 2024 09:00:00 +0000https://mhatre.co.uk/posts/the-top-25-nuclear-verdicts-of-2023/https://mhatre.co.uk/posts/the-top-25-nuclear-verdicts-of-2023/The 25 largest US jury verdicts of 2023, from $63 million to $2.3 billion, spanning product liability, toxic torts, motor and medical malpractice.Sun, 11 Feb 2024 09:00:00 +0000https://mhatre.co.uk/posts/us-litigation-social-inflation-nuclear-verdicts/https://mhatre.co.uk/posts/us-litigation-social-inflation-nuclear-verdicts/What social inflation is, what drives nuclear verdicts in US courts, and the defence strategies used before, during and after trial.Sun, 11 Feb 2024 09:00:00 +0000https://mhatre.co.uk/posts/macpherson-v-buick-motor-co-shaping-insurance-strategies-in-the-face-of-product-liability-risks/https://mhatre.co.uk/posts/macpherson-v-buick-motor-co-shaping-insurance-strategies-in-the-face-of-product-liability-risks/The 1916 New York decision that removed privity as a bar to negligence claims against manufacturers, and why it still frames product liability exposure.Mon, 08 Jan 2024 09:00:00 +0000